Life Insurance in and around Durham
Get insured for what matters to you
Life happens. Don't wait.

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- Durham
- RTP
- Downtown Durham
- Raleigh
- South Durham
- Chapel Hill
- Mebane
- Burlington
- Apex
- Holly Springs
- Carrboro
- Morrisville
- Pittsboro
- Cary
- Knightdale
- Wendell
- Fuquay Varina
- Virginia
- South Carolina
It's Never Too Soon For Life Insurance
When facing the loss of a loved one or your spouse, grief can be overwhelming. Regular day-to-day life halts as you prepare for arrange for burial funeral services, and come to grips with a new normal devoid of the one who has died.
Get insured for what matters to you
Life happens. Don't wait.

Put Those Worries To Rest
The beneficiary designated in your Life insurance policy can help cover bills and other expenses for your family when you pass away. The death benefit can help with things such as your funeral costs, childcare costs or car payments. With State Farm, you can rely on us to be there when it's needed most, while also providing caring, reliable service.
With responsible, considerate service, State Farm agent Carmen Ritz can help you make sure you and your loved ones have coverage if something bad does happen. Call or email Carmen Ritz's office today to get started on the options that are right for you.
Have More Questions About Life Insurance?
Call Carmen at (919) 316-3276 or visit our FAQ page.
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Simple Insights®
What to consider when choosing a beneficiary for life insurance or other financial accounts
What to consider when choosing a beneficiary for life insurance or other financial accounts
Learn what factors to consider when choosing a life insurance beneficiary or a beneficiary for other financial accounts.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Carmen Ritz
State Farm® Insurance Agent
Simple Insights®
What to consider when choosing a beneficiary for life insurance or other financial accounts
What to consider when choosing a beneficiary for life insurance or other financial accounts
Learn what factors to consider when choosing a life insurance beneficiary or a beneficiary for other financial accounts.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.